The PPS Blog
Answering How Do I Finance My Property Investment
By Jeff Banks
Welcome to Property Portfolio Solutions, your trusted partner in property investment., we will explore the various financing options available for property investment and explain how our team of experts can guide you through the answer to this question.
Financing a property investment can be complex, but there are several options available to help you achieve your investment goals. The most common financing options include using equity in your home, separating loans, utilising interest-only finance, and structuring debt to minimise risk.
Using equity in your home is a popular financing option for property investment. This involves leveraging the equity in your existing property to fund your investment purchase. This can be done through refinancing your home loan, taking out a home equity loan, or using a line of credit. Our team at Property Portfolio Solutions can provide guidance on the best equity release options to help you achieve your investment goals.
Separating loans between deductible and non deductible debt is also essential in any financing strategy for property investment. By separating your loans, you can ensure that deductible and non-deductible debt is kept separate, allowing you to maximise your tax benefits. This can be done through structuring your loans appropriately or utilising different loan products. Our team of expert mortgage brokers can provide tailored financial advice to help you structure your loans in the most effective way.
Utilising interest-only finance is another option to stabilise your outgoings and manage cash flow. Interest-only loans allow you to pay only the interest portion of your loan, rather than the principal, reducing your monthly repayments. This can be particularly beneficial for investors looking to maximise their cash flow and minimise their out-of-pocket expenses.
Structuring your debt to minimise risk is also important when financing your property investment. This involves creating a structured debt plan that takes into account the level of risk associated with each investment property. Our team at Property Portfolio Solutions can provide guidance on how to structure your debt to minimise risk, while maximising your investment returns.
There are several financing options available for property investment, including using equity in your home, separating loans, utilising interest-only finance, and structuring your debt to minimise risk. At Property Portfolio Solutions, our team of experts can provide tailored financial advice and guidance to help you choose the most appropriate financing option to achieve your investment goals. Contact us today to learn more about how we can assist you in building a successful property portfolio.
Our catchcry is “Your legacy is Our inspiration” and our approach based on what inspires you, will make your legacy seem so much easier to achieve. We are easily contacted by going to our website www.propertyportfoliosolutions.com.au where the start or even the continuation of your property portfolio is made simple.
