Positive Gearing Property Investment Strategy
Create Cash Flow Without the Stress
The Power of Positive Gearing Property in Australia
Simplicity, security, and sustainability — the immense, reassuring advantages delivered by a positive gearing property investment strategy.
While some other pathways might have their main focus on capital growth or future favourable tax positions — this mighty strategy gives you real, tangible income right now!
At Property Portfolio Solutions (PPS), we help you identify positively geared opportunities that generate strong rental income from the outset — meaning your property pays for itself and provides low-risk investing, yet still puts money into your deserving pocket.
What Are Positively Geared Investments?
In the simplest terms, a positively geared property provides an income that addresses all of its costs. The rent satisfies expenses like your investment’s mortgage, insurance, and maintenance fees — and there’s a welcome surplus left over. These extra dollars are yours to spend, save, or reinvest in your next project.
Unlike negatively geared investments that rely more heavily on capital growth or tax deductions — positively geared properties show immediate, consistent cash flow. And, you might still benefit from capital growth as an additional bonus!
PPS makes this approach work for your ambitions — whether you’re seeking regular income, balancing out your portfolio, or just looking for low-risk returns. We help you in finding positively geared properties that work in the real world — not just on sales-pitch spreadsheets.
The Many Benefits of Positive Gearing
Whether you’re chasing financial freedom, peace of mind, or a straightforward investment, positive gearing brings you numerous advantages unmatched by any other property route:
Positive Cash Flow
Your rent exceeds your expenses, giving you low-risk income from the very start.
Lower Financial Worries
No stressing yourself over using savings to finance your day-to-day property expenses.
Portfolio Balancing
Useful as a counterpoint to your negatively-geared assets.
Generating for you well-deserved income for your retirement nest egg, as well as providing revenue for pension payments.
Portfolio Growth
Potential to expedite the expansion of your asset base.
Boosts Growth Opportunities
Cashflow plus equity equals lenders who are ready to say ‘yes’ to your next project!
Lifestyle-Targeting
Gives you regular income to support your goals, loves, and dreams.
Is a Positive Gearing Investment Strategy Right for You?
With its numerous benefits, a positive gearing property strategy isn’t just for a single type of investor.
This strategy may work well if you’re a:
Lifestyle-orientated investor — needing ready cash flow to support your interests and pleasures.
Retiree — requiring a reliable income immediately.
Young investor — balancing risk and pairing it with longer-term capital growth.
Long-term planner — wanting wealth creation without the stress.
Sleep lovers — needing worry-free slumber, knowing your property pays its own way.
What’s more, many powerful positively geared opportunities exist for investors in new builds — whether it’s an expertly designed duplex or a house with a granny flat. When you build with a purpose in mind, you’re not just making a building — you’re creating equity, income, and lifestyle freedom.
What Makes PPS Different in Positive Gearing Investment Strategies?
At PPS, we take the time to understand your ‘why’ — your aspirations, motivations, and dreams behind your property investing. Then, we build a tailored, individualised strategy that matches your goals.
As Shaun Davison always says,
‘If someone tells you there’s a single strategy that suits everyone in the room — walk out. That’s not advice, that’s a sales pitch.’
Our whole approach focuses on delivering your vision. And, while that may indeed be a positively geared investment strategy, we’ll guide you through the most effective route.
While cash flow is key, the property itself still has to stack up. At PPS, we show you how to find positive cash flow property in Australia — and then look beyond the spreadsheets. We assess rental demand, maintenance risks, tax impacts, and long-term suitability — so your positive gearing works into the future.
Get a Positive Gearing Strategy Built for YOU
We don’t push properties, we don’t sell hype, and we never suggest a one-size-fits-all answer. PPS brings you an income you can count on, a property that fits your ambitions, and a foundation for long-term financial security.
At PPS, We Help You…
Find high-yield investment opportunities — that address your goals and dreams.
Ensure your positive gearing is sustainable — working in the long term, not a short-sighted get-rich-quick plan.
Show you how to leverage — to grow and balance your portfolio into a powerful investment approach.
Make sure your strategy fits your lifestyle and age — whether you’re 35 or 75, a proactive investor or a sit-back-and-enjoy strategist.
Remove your stress — taking care of everything, from how to find positive geared property to renting.
Navigate SMSFs — giving you guidance and confidence for a profitable retirement.
Achieve your goals — with thorough, strategic, and well-considered positive gearing.
Positive Gearing Investment FAQs
What Are the Positive Geared Property Tax Implications?
As the income on positively geared property exceeds expenses, you may have to pay tax on your net earnings. PPS will discuss possible tax outcomes with you and help you structure your investment to maximise long-term gains.
Is Positive Gearing Better Than Negative Gearing?
No, it’s not necessarily better — it’s just different! Positive gearing is ideal for low-risk investors looking for income immediately, negative gearing is suitable for growth and favourable tax positioning. PPS can help you balance both strategies across your portfolio.
Where Can I Find Positive Geared Property for Sale?
You’re not going to find a suitable property with the advertising tagline ‘positively geared opportunity’!
These properties are only identifiable through complex calculations, in-depth research, and experienced market knowledge. PPS will guide you through the numbers, find locations with powerful rental yields, and connect you to hidden development opportunities that can deliver real, positive income.
Can You Give Me a Link to a Positive Gearing Tax Calculator?
While we have a multitude of useful property calculators, we don’t have one for positively gearing tax strategies.
As the numbers needed are varied, complex, and dependent on differing factors — any calculator would be an oversimplified tool that wouldn’t deliver accurate results.
Instead, speak to PPS directly, and we’ll work through the real figures with you!